About Us

We are a third generation collection agency established in 1954 in Moses Lake by Hugh Warnick. A branch office was opened in Othello in 1956 and after the purchase of the Credit Bureau of Ephrata and Quincy, all offices were centralized into Moses Lake in 1971.

We operated as both a credit reporting bureau and a collection agency until 1982 when we then sold the credit reporting to the Spokane Credit Bureau.

Roy Warnick started working for his father in 1970 after college and getting married. His father retired in 1985 and he and his wife, Judy, have owned and operated the agency since that time. Their middle daughter, Kimberly, joined the company in July 1996, marking the third succession of Warnicks in the business.

We specialize in medical, bad checks, retail, and commercial accounts. The staff are dedicated to providing the best quality collection service for businesses.


Member, ACA International

Member, Washington Collectors Association

Collection Agency of the Credit Service of Central Washington, Inc.